How to Verify Property Ownership in Spain

HomeSurveyQuote.com
Oct 13
3 min read

Buying property in Spain, especially in beautiful areas like Costa Blanca, is exciting. But before you sign on the dotted line, it’s crucial to verify property ownership. This step protects you from legal troubles and ensures you’re dealing with the rightful owner. I’m here to walk you through the process in a simple, friendly way.

Buying abroad can feel overwhelming, but with the right information, you’ll feel confident and ready. Let’s dive in!

Why You Need to Verify Property Ownership in Spain

When you buy a home, you want to be sure the seller actually owns it. In Spain, property laws and processes might be different from what you’re used to. Verifying ownership helps you:

Avoid scams or fraud.
Confirm there are no legal disputes or debts tied to the property.
Ensure the property is free from mortgages or liens.
Gain peace of mind before making a big investment.

Think of it as a safety net. It’s a small step that can save you from big headaches later.

Eye-level view of a Spanish coastal town with houses and clear skies — Costa Blanca property view

How to Verify Property Ownership Spain: Step-by-Step

Here’s a straightforward way to check who owns a property in Spain:

1. Get the Property Details

You’ll need the property’s full address and its land registry reference number (known as "Referencia Catastral"). This info is usually on the property deed or can be requested from the seller.

2. Visit the Land Registry (Registro de la Propiedad)

The Land Registry is the official place where all property ownership records are kept. You can:

Go in person to the local registry office.
Use an online service (some registries offer this).
Hire a lawyer or gestor (a professional who handles paperwork) to do it for you.

3. Request a Nota Simple

This is a simple document that shows the current owner’s name, property description, and any charges or debts. It’s not a full title deed but enough to confirm ownership.

It usually costs a small fee (around €10-15).
You can get it quickly, sometimes the same day.

4. Check for Charges or Liens

The Nota Simple will also show if the property has any mortgages or legal claims. If there are any, you’ll want to know before buying.

5. Confirm with a Property Survey

Once ownership is confirmed, consider a professional property survey. This checks the physical condition and legal status of the property. It’s a smart move to avoid surprises.

If you want expert help with this, check out this property ownership verification service. They specialise in Costa Blanca and can guide you through the process.

How to Find Out the Owner of a Property in Spain?

Sometimes, you might want to know who owns a property before making an offer. Here’s how:

Use the Land Registry

As mentioned, the Registro de la Propiedad holds all ownership records. You can request a Nota Simple with the property details.

Online Platforms

Some regions in Spain offer online access to property records. You’ll need the property’s cadastral reference or address.

Ask a Local Lawyer or Gestor

If you’re not comfortable navigating Spanish bureaucracy, a local professional can help. They know the system and language, making the process smoother.

Contact the Local Town Hall (Ayuntamiento)

In some cases, the town hall can provide ownership information, especially for tax purposes.

Tips for a Smooth Property Ownership Verification

Here are some handy tips to keep in mind:

Always double-check the property address and reference number. Mistakes here can lead to wrong information.
Beware of properties sold by someone who is not the owner. Always ask for ID and proof of ownership.
Use a trusted lawyer or gestor. They can spot red flags and handle paperwork.
Don’t rush the process. Take your time to verify everything before paying a deposit.
Keep copies of all documents. You’ll need them for your records and future reference.

Close-up view of a Spanish property deed document on a wooden table — Property deed document in Spain

What Happens After You Verify Ownership?

Once you confirm the owner and check for any debts or liens, you’re ready to move forward. Here’s what usually happens next:

Negotiate the price and terms with confidence.
Sign a reservation contract (Contrato de Reserva) to hold the property.
Arrange a home survey to check the property’s condition.
Complete the purchase with a public deed (Escritura Pública) at a notary.
Register the property in your name at the Land Registry.

Each step is important, but verifying ownership is the foundation. It ensures you’re building your purchase on solid ground.

High angle view of a notary office with paperwork and a pen — Signing property purchase documents in Spain

Ready to Buy? Take the Next Step with Confidence

Buying property in Spain is a fantastic adventure. But it’s smart to be cautious and informed. Verifying ownership is your first big step to avoid surprises and protect your investment.

If you want peace of mind, consider professional help for your property ownership verification. They know Costa Blanca inside out and can make the process easy and stress-free.

Remember, a little homework now means a lot of happiness later in your new Spanish home. Happy house hunting!